Pradhan Mantri Awas Yojana

Pradhan Mantri Awas Yojana (PMAY) is the Government of India's housing subsidy scheme.

This workbook does not teach PMAY as a policy in its own right. It appears only inside one real case study.

That case study is the Niwas Project. An organisation called Swagruha ran it in the slums of Mumbai.

Swagruha repaired homes for slum families. It also identified households who could enrol under PMAY.

Enrolling in PMAY let those households claim a government subsidy on housing. That is PMAY's role in this workbook: it is the subsidy on housing a household becomes eligible for once identified and enrolled.

PMAY appears in the workbook at three points, all inside the same Chapter 8 case study:

1. As part of Swagruha's broader impact. The workbook's own words: "Swagruha also identified beneficiaries who can be enrolled under Pradhan Mantri Awas Yojana for subsidy on housing to provide better housing facilities." Beyond the Niwas repair project itself, Swagruha identified beneficiaries eligible for enrolment under PMAY, contributing to an impact described as reaching over 11,000 people in Maharashtra.
2. As a desk-review document category. Among the documents the Social Impact Assessor reviewed for the Niwas Project evaluation was "Data on Pradhan Mantri Awas Yojana" — treated as one of several government-scheme reference documents, alongside documents on the National Slum Development Program and the Integrated Housing & Slum Development Programme.
3. As a quantitative evaluation indicator. Among the Niwas Project's own evaluation criteria: "23% of beneficiaries received subsidy from Government for improving their housing conditions" — a figure tied to PMAY enrolment — and, separately, under the project's impact on the housing sector, "increase in number of beneficiaries enrolled for Pradhan Mantri Awas Yojana" is listed as an inclusion outcome.

The workbook does not state PMAY's own eligibility criteria, subsidy amount, income slabs or application process — those are not part of what this paper teaches. What it teaches is PMAY's role within a social enterprise's impact story: identifying and enrolling eligible households is itself counted as part of the enterprise's social impact, alongside its own direct repair work.

Of the 1,265 families whose homes were repaired under the Niwas Project, 23% — roughly 291 families — separately received a PMAY housing subsidy from the government, identified and helped to enrol by Swagruha's project team.

This matters for how the Social Impact Assessor reads the project's evaluation criteria table:

The assessor's desk review includes "Data on Pradhan Mantri Awas Yojana" specifically so that these PMAY-linked figures can be checked against the scheme's own records, not just taken from Swagruha's self-reported numbers. This is also exactly the kind of overlap the Contribution dimension of impact measurement is built to handle: some of the 23% might have secured PMAY support even without Swagruha's help, so the enterprise's genuine contribution to that slice of the outcome is smaller than the raw 23% figure alone suggests.

Chapter 8 (Social Impact Assessment Case Studies), in the Niwas Project case study of Swagruha's slum housing repair work, names PMAY three times: as part of the enterprise's wider impact, as a desk-review document category, and as a quantitative evaluation indicator (23% of beneficiaries). Expect a case-study-based question testing recall of the 23% figure or PMAY's role as a desk-review document, rather than a question on PMAY's own policy mechanics.

• This workbook does not teach PMAY's own eligibility rules, subsidy formula or income criteria — only its appearance inside the Niwas Project case study. Do not answer a PMAY policy-mechanics question with details this paper does not state.
• 23% is the share of Niwas beneficiaries who received a government housing subsidy, tied to PMAY in the case study — not a general PMAY coverage statistic for India as a whole.
• PMAY enrolment is treated as part of Swagruha's own impact, not a separate, unrelated government programme running in parallel — the case study credits Swagruha with identifying eligible beneficiaries, which is itself listed as an impact.
• PMAY sits alongside, but is distinct from, the National Slum Development Program and the Integrated Housing & Slum Development Programme — three separate named government housing documents in the same desk review list; do not conflate them.
• This term is also taught, with different figures and framing, in SEBI-ICE's workbook — this page covers only the XXIII case-study treatment.