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Compliance Test Report

Also written CTR · Compliance Test Report (CTR) · Compliance Test Reporting

The annual self-certification an AIF manager prepares in SEBI's prescribed format, testing the fund against the AIF Regulations and routed through the sponsor and trustee for comment.

In plain language

Once a year an AIF manager has to sit down and answer, item by item, whether the fund actually did what the regulations require. Is the scheme corpus above Rs 20 crore? Did any investor come in below Rs 1 crore? Was the investment strategy changed, and if so with whose consent? Is there a custodian?

That document is the Compliance Test Report. It is not an audit and it is not filed with SEBI in the ordinary course — it goes to the sponsor and, where the AIF is a trust, the trustee, who read it and comment. Only a violation found in it goes to SEBI, and it goes at once.

The design is deliberate. It puts the people who are legally responsible for the fund in the position of having to read, in one place, every way in which the manager might have fallen short.

How it works

The format is prescribed — Annexure 12 to the SEBI Master Circular for AIFs dated 7 May 2024. The timetable has three legs and all three are examinable:

Financial year ends                        31 March
  + 30 days  →  Manager submits CTR to the sponsor and trustee
  + 30 days  →  Sponsor / trustee send observations and comments
  + 15 days  →  Manager incorporates the changes in the CTR

Any compliance violation the sponsor or trustee observes in the CTR must be reported to SEBI at the earliest — that leg has no fixed window.

What the report covers, from Table 15.1:

Disclosure itemThe rule being testedWhat the CTR says
Previously submitted informationMaterial changes must be reported to SEBIWhether SEBI was told, or whether what was filed was misleading
Change in investment strategyNeeds consent of at least two-thirds of unit holders by valueWhether strategy changed and whether consent was obtained
Minimum corpusRs 20 crore per schemeWhether each scheme clears it
Minimum investment amountRs 1 crore per investor (not applicable to accredited investors)Whether any new investor came in below it
Continuing interest5% of corpus or Rs 10 crore, whichever is lower, for Category III; 2.5% or Rs 5 crore for Categories I and IIWhether the manager or sponsor has it
Manager's contributionMust be disclosed to investorsWhether it was disclosed
Number of investorsMaximum 1,000 per scheme, accredited investors excludedWhether each scheme adheres
Fund raisingPrivate placement onlyWhether funds were solicited any other way
General obligationsCustodian appointed, changes in sponsor or manager, annual auditWhether each holds
Transparency normsPeriodic reports — annual for Categories I and II, quarterly for Category IIIWhether they were made, with disclosures on financial and operational risks and fees
LeverageCategory III leverage limitsWhether limits were breached

The CTR also picks up specific SEBI directions. Schemes that adopted a priority distribution model before 18 November 2024 may not accept fresh commitments or invest in a new investee company; where that causes an investment-limit breach it is not treated as non-compliance, but it must be recorded in the CTR.

Outside the regulator's eye, the CTR has a second life as a due diligence document. Chapter 12's list of what an investor asks a manager for includes the latest annual Compliance Test Report filed with SEBI, alongside the trust deed, the Investment Management Agreement, the custodian agreement and sample valuation reports. A manager who cannot produce a clean one has answered the due diligence question without meaning to.

A worked example

Sentinel Opportunities Fund, a Category III AIF, closes its financial year on 31 March 2026. The compliance officer builds the CTR and three items come up.

Item 1 — minimum corpus. An open-ended scheme saw redemptions in February and the corpus fell to Rs 18.4 crore against the Rs 20 crore floor.

Corpus after redemption          Rs 18.40 cr
Minimum required                 Rs 20.00 cr
Shortfall                        Rs  1.60 cr

The rule the CTR tests against: the AIF must bring the scheme back to Rs 20 crore within 3 months of the breach, must intimate SEBI within 2 days of receiving the redemption request that causes it, and must redeem the entire units of all investors if it cannot restore the corpus.

Item 2 — minimum investment. An investor was admitted in November at Rs 85 lakh. That is below the Rs 1 crore floor — unless the investor holds a valid accreditation certificate, in which case the floor does not apply at all. The compliance officer checks the certificate's validity dates; it expired in September. The CTR records a violation.

Item 3 — continuing interest. The scheme corpus is Rs 240 crore. Category III continuing interest:

5% of Rs 240 crore  =  Rs 12.00 cr
or Rs 10 crore, whichever is LOWER
                    =  Rs 10.00 cr

The sponsor holds Rs 10 crore. Compliant.

The clock

DateWhoWhat
31 Mar 2026Financial year ends
by 30 Apr 2026ManagerCTR submitted to sponsor and trustee
by 30 May 2026Sponsor / trusteeObservations and comments sent to the manager
by 14 Jun 2026ManagerChanges incorporated in the CTR
at the earliestSponsor / trusteeThe Item 2 violation reported to SEBI

The Rs 15 lakh shortfall on one investor is the smallest number in the report and the only one that has to reach the regulator on its own.

Why NISM asks about it

Chapter 15 (Fund Monitoring, Reporting and Exit), section 15.2.5 covers the CTR and Table 15.1 lists its components; Chapter 12 (Fund Due Diligence — Investor Perspective) lists the latest annual CTR among the documents an investor asks a manager for. Expect a straight timetable question — 30 days, then 30 days, then 15 days — and component questions that are really questions about the underlying rule, since each CTR line restates a regulation and its threshold.

Common exam traps

  • The workbook is inconsistent about who must file. Section 15.2.5 says the manager of a Category III AIF must prepare and submit the CTR, while Table 15.1 in the same section tests Category I and II thresholds (continuing interest of 2.5% or Rs 5 crore, annual rather than quarterly reporting) and Chapter 12 lists the CTR among documents sought from any AIF manager. Answer from the chapter the question is drawn from.
  • The CTR goes to the sponsor and trustee, not to SEBI. Only violations observed in it are reported to SEBI, and those go "at the earliest" rather than on a fixed date.
  • 30 + 30 + 15. Thirty days from year end to submit, thirty for the sponsor or trustee to comment, fifteen for the manager to incorporate. The last leg is the one candidates misremember as thirty.
  • A CTR is not the PPM audit and not the statutory audit. The books are audited annually by a qualified auditor; the PPM terms are separately audited; the CTR is the manager's own compliance self-test in SEBI's format.
  • Every threshold in the table is a live exam fact. Rs 20 crore corpus, Rs 1 crore ticket, 1,000 investors with accredited investors excluded, two-thirds by value for a strategy change, 5% or Rs 10 crore continuing interest for Category III.
  • A recorded non-breach is still a CTR item. Priority-distribution-model schemes record their investment-limit breaches in the CTR even where those breaches are not treated as non-compliance.

Where this is taught

Free preparation for NISM Series XIX-D

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