NISM Professor

Exchange traded derivative

Also written ETD · Exchange-traded derivative (ETD) · Exchange traded derivatives

A derivative traded on an organised exchange on standardised terms, with prices set by anonymous auction and performance guaranteed by a clearing corporation — as against a bilateral, customised OTC contract.

In plain language

There are only two places a derivative can live.

It can be negotiated directly between two parties — over the telephone or through electronic media — with the terms tailored to what those two want. That is the over-the-counter market, and a forward contract is its simplest form.

Or it can be traded on an exchange, on terms the exchange has already fixed: lot size, expiry, tick, settlement method. Everything is decided except the price, and the price is discovered by an anonymous auction between buyers and sellers who never learn each other's names.

The second arrangement gives up customisation and gets back something bigger: a clearing corporation steps between the two sides and guarantees that the contract will be performed. Nobody has to assess anybody's creditworthiness.

How it works

The workbook lists the OTC market's features, and the exchange-traded market is the negative of each:

OTC derivativeExchange traded derivative
TermsTailor-made to the counterpartiesStandardised by the exchange
Counterparty riskDecentralised, sits inside each institutionGuaranteed by the clearing corporation
Position limits, leverage, marginNo formal centralised limitsSet and enforced centrally
Risk management rulesNone formal for market stabilityMargining, MTM, surveillance
DisclosurePrivate, little or none to the marketPrices and open interest public
RegulationLess regulatedFully regulated

The workbook's explanation for the lighter OTC regime is worth remembering: those transactions happen privately among qualified counterparties who are supposed to be capable of taking care of themselves. Its participants are banks, financial institutions, hedge funds, corporations and high net-worth individuals — not retail.

India's exchange-traded equity derivatives history is examinable: index futures on the Nifty and Sensex from June 2000, index options from June 2001, stock options from July 2001, stock futures from November 2001, and MSEI from February 2013.

The formula

Contract value = Lot size × Price
Initial margin = Margin percentage × Contract value

Leverage = Contract value ÷ Margin paid

A worked example

A trader takes one lot of Nifty October futures at 25,006.60, lot size 65, against a bilateral forward on the same exposure.

Contract value = 65 × 25,006.60 = Rs 16,25,429
Margin at 20%  = Rs 3,25,086
Leverage       = 16,25,429 ÷ 3,25,086 = 5×

On the exchange. The Rs 3.25 lakh goes to the clearing corporation, the position is marked to market daily, and if the counterparty on the other side defaults the trader is still paid — the clearing corporation guarantees settlement. He can also square off at any moment by trading the offsetting contract with anyone at all, because the contract is standardised and fungible.

Over the counter. The same exposure written as a forward with a bank needs no margin at all — attractive until you notice the consequences. There is no daily settlement, so a loss accumulates silently until maturity. There is no guarantor, so if the bank fails the trader has a claim, not a payment. And there is no second buyer for a contract written to his own specification: to get out before maturity he must go back to the same bank and accept its price.

Put a number on the difference. If the index falls to 24,000 by expiry:

Loss = (25,006.60 − 24,000) × 65 = Rs 65,429

On the exchange, that Rs 65,429 has already been collected in daily MTM instalments and the exposure never built up. On the forward it is a single payment falling due on one day, from one counterparty, with nothing behind it but that counterparty's balance sheet. The contract economics are identical; the credit risk is not.

Why NISM asks about it

Chapter 13.5 (Types of Derivatives Market) sets out the OTC-versus-exchange contrast feature by feature, and Chapter 13.2 gives the Indian launch dates. Expect a "which of these is true of OTC derivatives" question — the answer usually being customisation or decentralised counterparty risk — and a question on who guarantees performance of an exchange-traded contract: the clearing corporation.

Common exam traps

  • The clearing corporation guarantees settlement, not profit. It removes counterparty risk, not market risk.
  • Futures are standardised forwards. The workbook says so in terms: the economics are the same, the venue and the guarantee are not.
  • "Less regulated" is not "unregulated". OTC derivatives in India sit under RBI and SEBI mandates depending on the underlying.
  • Only the price is left to the market on an exchange. Lot size, expiry, tick and settlement are all fixed in advance.
  • Standardisation is what creates liquidity. A tailor-made contract has exactly one possible buyer — the counterparty who wrote it.
  • Get the launch sequence right: index futures 2000, index options and stock options 2001, stock futures November 2001.

Check yourself

  1. 1.In what order were these products introduced in India?

    1. a)Index options → Index futures → Stock futures → Stock options
    2. b)Index futures (June 2000) → Index options (June 2001) → Options on individual stocks (July 2001) → Futures on individual stocks (November 2001)
    3. c)Stock futures → Stock options → Index futures → Index options
    4. d)All four were launched together in June 2000
    Show the answer

    Answer: (b) Index futures (June 2000) → Index options (June 2001) → Options on individual stocks (July 2001) → Futures on individual stocks (November 2001)

    "The exchange traded derivatives started in India in JUNE 2000 with SEBI permitting BSE and NSE to introduce the equity derivatives segment. To begin with, SEBI approved trading in INDEX FUTURES CONTRACTS BASED ON NIFTY AND SENSEX, WHICH COMMENCED TRADING IN JUNE 2000. Later, trading in INDEX OPTIONS COMMENCED IN JUNE 2001 and trading in OPTIONS ON INDIVIDUAL STOCKS COMMENCED IN JULY 2001. FUTURES CONTRACTS ON INDIVIDUAL STOCKS STARTED IN NOVEMBER 2001." The detail that catches most candidates is that options on individual stocks came BEFORE futures on individual stocks — July 2001 against November 2001. India began with the index, the broadest and hardest instrument to manipulate, and moved to single stocks only after a year of experience. Two legal changes had to come first: the SCRA amendment of 1999 bringing derivatives within securities, and the repeal in March 2000 of "a three-decade-old notification, which PROHIBITED FORWARD TRADING IN SECURITIES." MSEI joined the derivatives market much later, in February 2013.

Where this is taught

Free preparation for NISM Series VIII

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